Penny Kulawiak began her employment with the company in 2005. Her roles within the company extend over a wide range of duties and include scheduling appointments, answering client questions, completing service work, preparing for appointments, processing applications, and more. Penny serves as an office facilitator, a customer service representative, advisor assistant, and a general overseer of all areas within the company. Penny is passionate about her work because of the relationships she is able to build with the company’s clients. As the Director of Client Relations, Penny is able to demonstrate the importance of experience and dedication to the firm as we help provide financial protection and financial stability to our clients with the same level of commitment as if they were members of our own family.

In 2003, Penny married her childhood friend, Chad Kulawiak. Together they have two children, Ethan and Kylee and love to spend time with them. As a family they enjoy camping, boating, and riding their motorcycle. Both children are very active and love playing hockey, along with other sports. Penny loves to stay involved as the team manager of the hockey team, as well as being involved in the community through the local Ravens Roost fundraiser, as a school volunteer, and as a member of the community association.